Many people (this is not news) are over their heads with their mortgage and home's value. Their mortgage is considerably higher and in some case over 100% higher than their home's worth. Normally this would prevent you from refinancing your home. Long story short, there is an option that could save you lots and lots of cash each month. It's HARP 2.0 which is a program that allows borrowers to refinance regardless of how deeply underwater they are. Here's a quick info-graphic to see if you qualify for HARP 2.0. Think of this as a pre-qualifier. Continue Reading...

Most of us strive for something... a bigger paycheck, a bigger house, a better job or simply a better lifestyle. But in the mist of our journey it's easy to forget what we are really trying to accomplish. It comes down to our definition of success.

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First off, it's better that you don't even get a tax return. Your tax return is money the government is giving back to you. You should have had that during the year to use and invest as you please. But anyway, now that you are getting a check what should you do with it? Continue Reading...

You can only do so much planning, praying and prep work for a project before you just have to bite the bullet and get started. At some point you'll need to take the step of faith and trust God. Continue Reading...

A while ago I recommended using Mint.com. It's free and a great way to setup a budget and get a good look at your financial picture. Today I'm going to share another reason why I think Mint is great. If you have a small business this is huge. It will save you tons of time.

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